Every five years, Congress sets the course for our nation’s agricultural policy with the passage of a Farm Bill. When farm policy critics predictably suggested that Congress use the 2018 Farm Bill to undermine the critical safety net that crop insurance provides, those who depend on crop insurance were quick to tell Capitol Hill to “do no harm” to this important program.
The House Agriculture Committee held listening sessions across the country to hear first-hand from rural Americans and their message was clear: “The crop insurance system today is working.”
Heather Hampton Knodle from Fillmore, Illinois:
Crop insurance [is a] critical tool for risk management, not only for farmers and rural communities, but also for the government.
Ben Scholz, President of the Texas Wheat Producers Association:
I know you will probably hear it a thousand times that crop insurance is indispensable. And all I’m going to say here is it’s absolutely true.
John Giesenschlag from Snook, Texas:
I feel very, very strongly that we have to maintain the crop insurance program. I think that it is administered efficiently because it’s done through private companies. I think that you can choose your level of coverage that you want. I think the product is delivered timely. I think that revenues are delivered back to the farmer timely, the producer, much more efficiently than has been done in the other programs that have been put out there.
Noah Hultgren from Wilmar, Minnesota:
…crop insurance is so important to me. We’ve got three families directly that derive income from our farm, and if we did not have crop insurance, we wouldn’t be able to survive. We had weather issues this year, just like other people. We had a whole 80 acres of corn that got hailed out and normally, if we did not have crop insurance, we wouldn’t be able to survive. We needed that to basically break even possibly and so we can farm again.
Kyle Peterson, Chairman of the Southern Minnesota Beet Sugar Cooperative:
Most crop farmers borrow more in 1 year to produce a crop than most Americans do in a lifetime. Our growers and our bankers need strong risk management tools like crop insurance that are essential in order to secure operating loans to grow our crop. With more frequent and intense weather patterns, rising interest rates and production costs, and lower commodity prices, our risk has gone up, while our balance sheets have gone down. We simply have to have affordable crop insurance to manage those risks.
Linda Carlton-Huber, owner of CF&H Insurance Agency in Illinois:
Agriculture plays an integral role in our economy. If the farmer struggles, so does every town in Illinois. Crop insurance has made farmers a better businessman.
James Fitzpatrick, agent at Arthur Carroll Insurance Agency in Connecticut:
…just remember, with the cuts that have been talked about for the Farm Bill for crop insurance, that it’s these people’s livelihoods. I mean, they have no control over the weather, and they need the safety net. It’s not just farms, it’s families, and we’re protecting our country’s food supply.
These messages demonstrating the positive benefits of the crop insurance program were echoed by legislators back in Washington, DC during debate over the future of the Farm Bill.
Congress responded by passing with overwhelmingly bipartisan majorities a Farm Bill that included strong crop insurance provisions, giving our farmers certainty and providing them with the tools they need to manage their unique risks. President Donald Trump signed the 2018 Farm Bill into law in December, saying that “by signing this bill we are protecting our crop insurance program.”
As Congress begins the annual budget process, America’s agricultural community has asked House and Senate appropriators to ensure that the crop insurance program receives the full funding that it requires to be successful.
None of this would have been possible without farmers’ voices telling Washington that crop insurance is an indispensable part of our nation’s safe and affordable food supply.
Source: Crop Insurance in America